GEICO Asks: Are You Covered or Not for Ridesharing?

WASHINGTON–(BUSINESS WIRE)–You are a driver for a transportation network company and then the
unfortunate happens. Someone sideswipes your vehicle. In the chaotic
moments after the accident, a question about your personal auto
insurance coverage arises. GEICO asks: are you fully covered or not for

“If you are driving for a rideshare company with a personal auto
insurance policy, you might be taking a huge risk,” said Othello Powell,
GEICO director of commercial lines. “Most personal auto policies were
never designed to protect you or your vehicle for commercial purposes.”

A typical personal auto policy contains coverage gaps and limitations
for ridesharing and package delivery. If an accident does happen with
your personal auto policy, you have to provide your insurance carrier
with specific details, including the phase of the ride you were in. Was
the app on or off? Did you have a passenger or any packages in the
vehicle? Depending on your answers, you may not have the coverage you
thought you had.

“Replacing your personal auto policy with GEICO’s rideshare and
on-demand delivery policy is the best way to safeguard yourself and
eliminate any confusion,” said Powell. “Our product provides complete
protection for personal usage, ridesharing and package delivery, whether
the app is on or off.”

GEICO’s ridesharing and on-demand policy is now offered in 36 states and
the District of Columbia. The state you live in and the insurance
coverage offered in your area will determine the type of policy that is
available to you.

For more information, visit


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